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Car Crash Guide: What to do after a Car Accident

With the world’s highest car ownership rates per capita, car accidents have been a major safety concern in The United States. According to the NHTSA 2020 Annual Traffic Crash report, approximately 38,824 lives were lost in traffic crashes nationwide in 2020. Studies estimate that most Americans will be involved in a car crash at some point in their lives. 

As the third-largest city in the United States, Chicago roadways witness thousands of car crashes every year. Preliminary data from the Illinois Department of Transportation stated excessive speeding, drunk driving, and distracted driving as major causes of car fatalities in 2020. It is therefore important to be prepared in case of an accident. This article will guide you with the necessary actions you should take in case you suffer from a car accident in Chicago. 

Understanding Car Accident Lawsuits:

Car accident injury cases are typically decided in the Civil Court System. If you are involved in a civil case against another driver, you will be required to prove them guilty by a preponderance of the evidence. Filing a claim against another driver’s insurance is not considered the same as suing them. 

When you are involved in a car accident, you should first contact a lawyer. An attorney would safeguard your rights and seek fair compensation for you. However, if you decide to discuss the accident claim without a legal representative, it is advisable only to share basic details of the accident. 

As a precautionary action, it is advisable to get car insurance if you have not already. Car insurance covers the damages you incur if involved in an accident and protects you against legal liabilities in cases of injuries or death. Although Chicago car insurance rates are generally high, you can make an informed decision and buy insurance that suits your budget. 

Why You Should Hire an Attorney:

Hiring an attorney for your car accident claim can benefit you in multiple ways. Studies show that individuals who suffer injuries in an auto accident recover more money if they hire a lawyer. An experienced lawyer would know how to tackle leading questions and get you the compensation you deserve. Some benefits of hiring an attorney are:

  • Thorough Understanding of Illinois Law: An attorney would have the knowledge to identify legal issues and relevant laws and their interpretation within the local court system. It also saves you time from in-depth research, which can otherwise be overwhelming. 
  • Insurance claim process: The process for an insurance claim sounds simple, but it has intricacies only an experienced lawyer could handle. A claim can be denied for many reasons. An attorney would not only know which information to present but in case your claim is denied, they would know the required procedure to appeal for recovery. 
  • Exhaustive calculation of damages: It is important to know all the economic and non-economic damages you may have incurred while filing an insurance claim. Trained lawyers know which factors to consider and calculate the worth of non-economic damages.
  • Building a case: When building a case for recovery, lawyers have the training to investigate the accident scene, collect evidence and negotiate with the insurance company on your behalf. An attorney would recognize a low settlement offer and would negotiate for an appropriate amount.

There are several car wreck injury attorneys serving Chicago that you can contact to know your legal rights and options when in a car accident. A client-attorney relationship would not compromise on any confidential or sensitive information you share with your legal team. 

Government Initiatives:

Public and road safety are major concerns for any city leadership. Since accidents play a big role in public health, there are initiatives undertaken by the government in the sphere of Public Health Administration. Vision Zero Chicago is an action plan that aims to build a partnership between city leadership and the public to prioritize human life and safety on the street. The three major principles of the initiative are:

  • Lives lost to traffic crashes are unacceptable: Any accidents that lead to serious injuries and loss of death due to traffic crashes should be approached as a public health issue.
  • Traffic crashes are preventable: Speed regulation should be a priority in street designs. 
  • Traffic safety is a shared responsibility: All citizens should live by example on vehicle safety and driver training.

Final Words:

Accidents caused by car collisions or other traffic crashes are unfortunate events that can be avoided. While insurance and legal aid are some available actions, it is equally important to have precautionary measures in place. As responsible citizens, it is essential to drive safely and follow roadway regulations. 

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